 |  |  |
  |  |
| | ||||||||||||||||||||||||||||||||||||||||||||||||||||
| lic online premium payment
| If the insurance provider can verify your state of health status with a medical exam, then they can price your policy consistent with your realistic expectancy. Imagine, for those who didn't need to disclose whether you are healthy or not, you would have a ton of people obtaining coverage as soon as they determined they were sick. There is a Insurance policy without a Medical Required You've probably wondered why every term life company asks you for a physical exam as part of the underwriting process when you sign up for a term life policy. Gone is the requirement to set up an appointment with a medical examiner or nurse, you don't. Benefits of a No Paramedical Exam Life coverage By applying for insurance with no Paramedical Exam, typically all you have to do is answer some health questions. The company's reason is very simple. Consequently, every life insurance company on the market would be out of business!!. It may be just a little bit more than a fully underwritten policy, but you don't have the inconvenience of scheduling an exam, and the policy usually gets issued much faster also. With that in mind a lot of companies require exams, some companies are now offering term insurance without any medical examination required. |