Sandeep Behl
Development Officer, LIC


Mon-Fri     9 am - 5 pm

New Policy Inquiries ONLY

9815422299    

Customer Service
0172 2700707    


 
  Profile
  Childrens Plans
  Pension Plans
  Endowment Plans
  ULIP Plans



   
 
New Janaraksha

New Janaraksha Policy



Features



Special Features



Benefits



Policy Parameters



Features



Provides full life insurance cover for 3 years even when the premiums are not paid. (This benefit is available after at least 2 years premiums are paid).



Non-medical General up to Rs 1,00,000/- with declaration of age up to 45 without any extra premium.



Non-medical Special is allowed up to a limit of Rs.2,00,000/- upto age 45 years and 1,00,000 between age 46 to 50 years.



Accident benefit available without payment of any extra premium.

Special Features



The non-medical limit is exclusive to this policy. Double Accident benefit and Bonus is also granted. A special feature of the New Jana Raksha Policy is that it continues to provide full life insurance cover to the assured for three years, even when the premium payments are stopped due to certain reasons, provided that at least 2 years premiums have been received.



Benefits



Survival Benefits



Maturity Benefit



Payment of Sum Assured plus accrued bonus.



Death Benefits



Natural



Payment of Sum Assured plus accrued bonus.



Accident / Permanent Disability



Payment of double the Sum Assured plus accrued bonuses on the Sum Assured as defined on the policy document.



Income Tax Rebate



Under Section 88 of the IT on premiums paid.



100% Income Tax Free



Permanent disability, Maturity and Death Claims.



Policy Parameters



  Min Max
Entry Age 18 50
Sum Assured 30000 1000000
Term 12 30

Mode of Payment Max Maturity Age Policy loan available
Yearly, Half Yearly, Quarterly, Monthly, Salary Saving Scheme 70 Years Yes
Suitable For:

Ideal for farmers and workers, since farmers have to depend on the vagaries of the climate while workers are subject to changes in trade cycles, depressions, strikes, labour disputes, etc



 
 





 

   
 
     
     
     

lic market plus nav
lic policy
lic online
lic policy details
lic chandigarh office
lic payment cheque
lic home loan customer care
lic home finance ltd
lic policy information
lic pension plan
lic pension plans
life insurance corporation india branches bangalor
lic online premium payment

 

lic rss

The internet has made vast amounts of information available to you, including the rates of practically all insurance providers, if you know where to look. Several web sites exist that come up when you search the internet for quotes for term life insurance. And what if you want to know the rates of 10 year term and 20 year term insurance for comparison. The quote process takes less than a minute.. When shopping for 30 year term life insurance quotes, how can one expect to find the best rate without spending hours comparing the rates of all of the major carriers. The quote information is compared, one company to the next, and the requester is provided with the best rate for that particular individual. The person requesting the quote completes an online form at the quoting site, typically filling in age, sex, whether a smoker or not, state of residence, the desired insurance term, the desired coverage amount, and whether the premium payment will be made monthly or yearly.

Each quote site utilizes powerful software that accesses nearly every term life insurance provider to retrieve instant quote information.