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Do Single People Need Life Insurance. Purchasing a policy now may be an affordable way to ensure you have future security. After all, you do not have to worry about leaving a spouse or kids behind. However, people purchase coverage for more than those reasons, and that sort of thinking may be short sighted. When you are young, without kids, and still unmarried, it may seem like a waste of money to purchase a life insurance policy. Many young people and single people take out car loans. Rates Are Cheaper When You Are Young Even if you are single now, you may have plans to get married and have a family some time in the future. Even if you are already 40, and single, your rates will still be cheaper than they would be at 60. Besides, many people start developing health issues in middle age that make them harder to cover. The price a 25 year old pays for life insurance will seem like a bargain compared to the price a 40 year old pays. It may not seem like a pressing matter now, but attitudes tend to change as people enter their thirties and forties. |